Step-by-Step Guide to Apply for IRDA Certificate
Do you want to become an insurance agent?
Then first of all you will need IRDAI certificate – which is given by the Insurance Regulatory and Development Authority of India.
What is IRDA Certificate?
IRDAI (Insurance Regulatory and Development Authority of India) is a regulatory body that regulates insurance companies and agents in India.
If you want to become an agent for any insurance company (be it life insurance or general insurance), then you must get certified by IRDAI.
Step-by-Step Process: How to Apply for IRDA Certificate?
Learn the step-by-step process to apply for IRDA certificate with eFiling Company and start your career as insurance agent.
Step 1: Check Eligibility
There are some basic eligibility criteria to become an IRDA agent:
- Minimum age: 18 years
- Minimum qualification: 10th pass (rural areas), 12th pass (urban areas)
You will have to tie-up with an insurance company or take training from their training centre.
Step 2: Take training (Minimum 50-75 Hours)
As per IRDAI rules, you have to complete training from an authorized training institute:
- 50 hours – Regular training for freshers
- 25 hours – Refresher course (if your license is being renewed)
In training, you are taught about insurance policies, customer handling, ethics, and legal aspects.
Training is available in both online and offline mode.
Step 3: Apply for IRDAI Exam (IC-38)
After completing the training, you have to give a pre-licensing exam – IC-38 Exam.
Exam Details:
- Format: Online test
- Questions: 50 MCQs
- Passing marks: 35%
- Language: Hindi, English and regional languages
Step 4: Clear the Exam & Get the Certificate
If you pass the exam, you get an IRDA Certificate which allows you to become an authorized insurance agent.
After getting the certificate, you can sell insurance policies and earn commission.
Important Tips:
- Prepare well for the exam – IC38 syllabus is available online.
- Take training from genuine and IRDAI-approved training centre only.
- Keep your documents ready: Aadhaar, PAN, qualification proof, passport-size photo, etc.
Documents Required for IRDA Application:
- PAN card
- Aadhaar card
- Educational certificate (10th/12th)
- Passport size photos
- Address proof
- Training completion certificate
How to apply online for IRDA Certificate?
If you do not want to self-apply, you can also apply through any insurance company or training partner. But if you want to apply yourself:
- Visit: https://irdai.gov.in/
- Register with your details
- Choose a training institute
- Schedule an exam after completing the training
- You will get a certificate after passing the exam
So friends, getting IRDA certificate is not at all difficult – you just need the right training and a little hard work. After this certificate you can become a certified insurance agent and start your career in the insurance industry.
If you have any questions, you can ask by commenting below!
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